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Class 12 Accounting Ratios Formulas | CBSE Commerce Guide 2026

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31 Jan 2026
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Class 12 Accounting Ratios Formulas (CBSE) – Complete Commerce Guide 2026

Accounting Ratios are one of the most scoring and important topics in CBSE Class 12 Accountancy. Questions from this chapter are almost guaranteed in the board exam and are frequently asked in numerical, case-based, and MCQ formats.

This article provides a complete list of Accounting Ratios formulas, explained simply so students can revise quickly and score full marks.


What Are Accounting Ratios?

Accounting ratios are relationships between financial figures taken from the Balance Sheet and Profit & Loss Account.
They help in analysing a firm’s:

  • Liquidity

  • Profitability

  • Solvency

  • Efficiency

CBSE Weightage: 8–12 marks (varies by paper pattern)


Classification of Accounting Ratios – Class 12 CBSE

Type of Ratio Purpose
Liquidity Ratios Measure short-term financial position
Solvency Ratios Measure long-term stability
Activity Ratios Measure efficiency of operations
Profitability Ratios Measure earning capacity

Liquidity Ratios – Formulas

Ratio Formula
Current Ratio Current Assets ÷ Current Liabilities
Quick Ratio (Current Assets − Inventory − Prepaid Expenses) ÷ Current Liabilities

Ideal Current Ratio: 2 : 1
Ideal Quick Ratio: 1 : 1


Solvency Ratios – Formulas

Ratio Formula
Debt-Equity Ratio Long-Term Debt ÷ Shareholders’ Funds
Proprietary Ratio Shareholders’ Funds ÷ Total Assets
Total Assets to Debt Ratio Total Assets ÷ Long-Term Debt

Activity (Turnover) Ratios – Formulas

Ratio Formula
Inventory Turnover Ratio Cost of Revenue from Operations ÷ Average Inventory
Trade Receivables Turnover Ratio Net Credit Sales ÷ Average Trade Receivables
Trade Payables Turnover Ratio Net Credit Purchases ÷ Average Trade Payables
Working Capital Turnover Ratio Revenue from Operations ÷ Working Capital

Profitability Ratios – Formulas

Based on Sales

Ratio Formula
Gross Profit Ratio (Gross Profit ÷ Revenue from Operations) × 100
Operating Profit Ratio (Operating Profit ÷ Revenue from Operations) × 100
Net Profit Ratio (Net Profit ÷ Revenue from Operations) × 100

Based on Investment

Ratio Formula
Return on Investment (ROI) (Net Profit ÷ Capital Employed) × 100
Return on Equity (ROE) (Net Profit after Tax ÷ Shareholders’ Funds) × 100
Earnings Per Share (EPS) Net Profit after Tax ÷ No. of Equity Shares

Important Terms to Remember (CBSE Exams)

  • Capital Employed = Total Assets − Current Liabilities

  • Operating Profit = Gross Profit − Operating Expenses

  • Working Capital = Current Assets − Current Liabilities


How to Score Full Marks in Accounting Ratios

✔ Always write the formula first
✔ Show proper working notes
✔ Mention units (times or %)
✔ Follow NCERT format strictly
✔ Round off answers properly

Board Tip: Even if final answer is wrong, steps + formula fetch marks.


Most Asked Accounting Ratios in Exams

  • Current Ratio

  • Debt-Equity Ratio

  • Gross Profit Ratio

  • Inventory Turnover Ratio

  • Return on Investment


Click here to know about CBSE Class 12 Accountancy Syllabus 2025–26 | Complete Guide for 2026 Boardshttps://dekhocampus.com/news/cbse-class-12-accountancy-syllabus-2025-26

FAQs (Frequently Asked Questions)

Current Ratio and Gross Profit Ratio are easiest and most asked.

Students should prepare all standard CBSE-prescribed ratios.

Yes, they are useful for CUET, CA Foundation basics, and business studies.

Geethika Reddy
By Geethika ReddyContent Writer
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I’m Geethika Reddy, a content writer from Karnataka with 4 years of experience in writing across multiple languages. I specialize in SEO-friendly articles, blogs, website content, and creative writing, ensuring that every piece is engaging, well-researched, and tailored to the target audience. My multilingual expertise allows me to create content that connects with diverse readers, making me a versatile and adaptable writer.

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