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JN Tata Endowment Loan Scholarship 2025-26 – Apply Now for Education Loan Assistance!

Author avatarby Aditi Mishra
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27 Mar 2025
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JN Tata Endowment Loan Scholarship 2025-26 – Apply Now for Education Loan Assistance!

The JN Tata Endowment Loan Scholarship 2025-26 is now open for applications, providing financial assistance to Indian students aspiring to pursue higher education abroad. This prestigious scholarship offers a loan of up to INR 10 lakhs, supporting students in their postgraduate and doctoral studies. If you're planning to study overseas and need financial backing, this opportunity can significantly ease your financial burden.

Eligibility Criteria

To be eligible for the JN Tata Endowment Loan Scholarship 2025-26, candidates must fulfill the following criteria:

  • Indian Citizenship: The applicant must be an Indian citizen.

  • Age Limit: Candidates should not be older than 45 years as of June 30, 2025.

  • Educational Qualification: Applicants must have a graduate or postgraduate degree from a recognized Indian university with a minimum of 60% marks.

  • Course Recognition: Candidates must be applying for recognized postgraduate (Graduate Program) courses abroad.

  • Previous Applicants: Those who applied in previous years but were not selected or those who were selected but did not avail of the scholarship can apply again.

  • Current Overseas Students: Those already pursuing postgraduate studies overseas may apply at the end of their first year or at the start of the second year, provided they have at least one full academic year remaining.

  • Final-Year Students: Candidates who are in their final year of study or awaiting results can also apply.

  • University Admission: Candidates can apply even if they have not yet received an admission letter but must update their application once they secure admission.

  • Previous JN Tata Scholars: Past recipients who have repaid their loans in full can reapply.

Who is NOT Eligible?

  • Those attending seminars, conferences, workshops, training, or paper presentations.

  • Applicants pursuing undergraduate degrees in India.

  • Students opting for distance learning, online programs, or diploma courses that are less than a year in duration.

Benefits of the JN Tata Endowment Scholarship

  • Financial support in the form of a loan scholarship up to INR 10 lakhs.

  • The amount granted is interest-free, with a minimal administrative charge.

  • Scholars receive mentorship and career guidance from esteemed professionals.

  • Repayment begins after the completion of the course, offering flexibility to students.

Selection Process

The selection process for the JN Tata Endowment Loan Scholarship 2025-26 is highly competitive and involves four distinct phases:

Phase 1 – Application Submission (Deadline: March 7, 2025)

Applicants must submit the following documents:

  • A recent passport-size photo (500x500 pixels, JPEG format)

  • Aadhaar card and passport (first & last page)

  • Academic mark sheets/transcripts

  • Statement of Purpose (SoP)

  • Work experience certificate (if applicable)

  • Appointment letter (for working professionals)

  • Latest ITR/pay slips (if applicable)

Phase 2 – Aptitude Test

  • A standardized aptitude test will be conducted.

  • No additional documents are required at this stage.

Phase 3 – Interview with Subject Experts

Shortlisted candidates will be interviewed based on academic performance and career aspirations. Required documents:

  • Admission letter from the university

  • Letter of Recommendation (LOR) addressed to the Trustees of the JN Tata Endowment

  • Final-year mark sheets/degree certificates

  • Standardized test scorecards (GRE/GMAT/TOEFL/IELTS/PTE)

  • Certificates of scholarships, prizes, extracurricular activities, research work

  • Resume and cost of education details

Phase 4 – Final Selection

Candidates must provide:

  • PAN card (Candidate & Guarantor)

  • Cancelled cheque or latest bank statement

  • Guarantor’s income proof & latest ITR

  • Guarantor’s passport-size photograph (500x500 pixels, JPEG format)

Note: All documents should be in grayscale PDF format with appropriate file names.

The JN Tata Endowment Loan Scholarship 2025-26 is a golden opportunity for Indian students aspiring to study abroad. Make sure to prepare well and submit your application before the deadline!

Best of luck with your application! – Team DekhoCampus

FAQs (Frequently Asked Questions)

The maximum loan scholarship amount awarded is INR 10 lakhs.

Candidates applying for undergraduate studies in India, distance learning programs, diploma courses, seminars, or training workshops are not eligible.

Yes, candidates can apply without an admission letter but must update their status once they receive admission.

Yes, the loan is interest-free, but an administrative charge is applicable.

Yes, students in their final year of undergraduate studies or awaiting results can apply.

Aditi Mishra
By Aditi MishraContent Writer
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I’m Aditi Sharma, a passionate content writer currently pursuing my MA in English from Magadh University. With a strong command of language and a flair for storytelling, I specialize in crafting engaging articles, blogs, and creative content. My academic background enhances my ability to write well-researched, compelling, and grammatically refined pieces. I aim to create content that informs, inspires, and resonates with diverse audiences.

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